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Making the right investment decision can be confusing for even the most experienced money-manager these days. The choice of investment vehicle is often overwhelming and in an unstable economic climate, traditional routes become less attractive.

The Select High Security Fund offers investors a unique opportunity to diversify away from traditional investment funds by participating in a completely non-correlated asset class with very attractive growth potential and an extremely low level of volatility.

The assets we purchase are insurance policies where the seller has decided to exchange the future benefits of the policy for an early cash settlement. When it matures the fund will receive a higher cash value, delivering a profit for the investor.

Select invests in two types of policies: Traded Life Policies (TLP’s) and Traded Endowment Policies (TEP’s). Both have their own characteristics and combined together in an investment fund delivery a highly attractive investment opportunity.

It is because of this strategy that the fund carries a lower investment risk that one would ordinarily associate with such a high potential for growth.

Traded Life Policies – TLPs

TLP’s are United States issued life assurance policies where the policy owner wishes to sell the future benefits of the policy before the maturity date. The maturity value of the policy is fixed at the outset and these policies are purchased at a discount from this value to generate a guaranteed profit when the policy pays out.

Traded Endowment Policies – TEPs

TEP’s are United Kingdom issued with profit endowment policies that are sold by their original owner in order to access their value prior to the plan maturity. TEPs offer investors the prospect of good returns within funds as they can be purchased at a price that is very close to a guaranteed return, based on current surrender values.

The profits, for both TEPs and TLPs, are introduced to the Fund over a period of time based on an actuarial model that generates extremely smooth fund performance.